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Max King of the Wild said:

...

Also, not everyone can afford insurance. And on top of that the police are known for being unreliable especially in a place like Chicago. Atlanta's response time on high priority 911 calls was 12 minutes. Actually, I was watching a Judge Mathis the other day and the plaintif was from Chicago and she called 911 on an assualt... The police told her she had to go to the station and file a police report...

That doesn't make it OK to shoot someone! This is a moral thing not an economic or pragmatic one.