And while I don't know about doctors, insurance companies are essentially forced to let people die. They owe it to their shareholders to turn a profit, which is impossible to do if they pay for every essential medical procedure that their customers require.
My experience is fairly comon: I broke my neck in a car accident a few years ago, and though I had full coverage, my company refused to pay for all but about $10,000 of my $50,000 bill, and the additional oney that I was owed according to my policy. No excuses, no reasoning - they just didn't send the checks. I had to file suit aganst them, and even then they waited until a week before te trial was scheduled to begin before they finally settled for everything I was owed.
From the date of my accident to receiving the checks, it was nearly three years. They never disputed that they owed it, they just didn't want to pay it, and wanted to scare me into settling for less.
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