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"So when I go back to Paris, I don't have to go through the nightmare of going to an exchange place."

Exchange place? I have a less than favorable impression of american banking reaching back to an internship in the States. (Cheques you still use cheques for christ sake) but there are ATMs in Europe you know.

If you have a card with a small Maestro sign you can get money (for a fee that should be smaller than a exchange place) and there are a couple of internet banks in Germany that offer credit cards with worldwide free ATM usage.