Oh, and for the record, the reason the last bill passed with 90 votes in the senate wasn't because the Democrats saw it was going to happen anwyay and said "oh what the hell."
Politicians care more then that.
It was because in the reconciliation they got rid of something in the Senate bill that called for the lowering of CRA requirements. This was because some people were afraid that all banks would try and meet CRA requirements so they could always be able to merge, therefore flooding the banks with bad loans which could have unintended consequences. (imagine that.)








