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I just signed up to PS plus, since I had a 30 day trial from the Journey collection and I wanted Tokyo Jungle.
Plus I had not played Borderlands and Infamous 2 yet, both free atm on ps plus. (15gb for Infamous 2, estimated 450 minutes yikes)

However $6 discount is not enough not to opt for a hard copy. I can trade a hard copy back in for at least 50% of the purchase value within 1 month. I see myself purchasing Dishonered in 2 weeks and trading it in when Most wanted or Forza Horizon comes out. At least with hard copies you get cross platform 'discounts' :)