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I think the idea behind the "profit" thing is simply that your decisions are based on what you *think* is profitable. From there one would simply argue that even decisions with stupid outcomes were based on what were perceived as smart ideas.

But "profit" isn't even relevant. What is relevant is that some underlying principle was satisfied, meaning there was motive based on traits you had no say in being a part of your personality. For some it could be "profit" for others is it could be avoidance of pain, or maybe even pain itself (there are many altruistic religions that advocate taking on the pain of others). So for some people "profit" isn't the motivator as that wouldn't apply to altruistic people. But altruistic people are still governed by a preference for altruistic decisions, meaning their fate is still generally decided.

Not that I even believe in this argument, but I think this is what people are missing when they say cases where people don't "profit" prove the deterministic argument wrong.