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richardhutnik said:

So, you believe an individual who makes it and is successful didn't get any help?  They did it totally on their own?  He says individual initiative and what people do together are why people succeed.  You disagree with this?  You believe a person's success is completely and totally by what they do themselves?  So, if you were to drop your must successful person you know, financially, etc... in the middle of Somolia, the Artic, or the ocean, they would suddenly find themselves a success?

 


To that extreme, no ...

I have known a few people who made poor business or investing decisions who were financially ruined that then pulled themselves out of poverty within a couple years; and were well off within a decade.