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I just don't like what some of you are doing, Kowenicki is a guy that knows what he's talking when we have financial threads, and most of the time he gets too harsh critics because he says the truth. If he gets defensive is because lots of forum users don't like to read the truth, and try to kill the messenger. If I received the same bullying he gets, I'm sure that I would be much more defensive than him, and probably I would have been banned eons ago.