If they didn't charge to play online I would have a 360, they can still strap whatever they want to a gold account I just want to play online for free. I don't believe its something that should be supported (paying to play online) so I don't give them my money. My friend who was an xbot got a ps3 this year and after a week asked me "Why was I paying for gold?" He now has ps+ and says it a better value than gold.
Like I said, if they make online play available for silver members ill go for it. Since they wont, ill never own a Xbox console.