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smroadkill15 said:
I know this is completely off topic, but I notice that a lot of the less income families like to buy big expensive electronics like HDTV's, PS3's, 360's, etc. I'm not sure why; maybe to try to hide the fact that they're poor? Just an observation I've made.

OT: Anyone that decides to get this deal, knows or will know exactly what they're getting into. Folks are not going to walk into Best Buy, buy an X360 at $99, and not knowingly be charged later on. Same way you walk into a cell phone store, and set up a plan.


Yeah, I see this too.  I'm not rich but I make pretty good money.  I used to be very poor.  When I was living "check to check", all I cared about was buying nice clothes, watches, and stuff like that.  Now that I have a bit of financial security, I couldn't care less about having the nicest jacket or the coolest pair of shoes.  I don't even know what was wrong with me.  The decision between having electricity and having a new FUBU outfit should not have been a difficult one.

When I was a cop, I saw this a lot, too.  I was serving eviction notices on people that had Xbox 360's.  I had to serve civil papers for some "Rent-To-Own" place because somebody couldn't afford the payments on a Nintendo Wii--and I told the person, "This thing costs $250.  How in the hell did you get duped into paying over $1000 for this thing?"  And the reason was that it was a Christmas present and that was the best they could do.

Not only that, you'd be surprised how often I would arrest somebody wearing jewelry, clothing that looked like it came from a music video, and (at the time) an amazing cell phone.....but they couldn't scrape together a couple hundred dollars to bond out of jail.  I don't know what was going on.  Where they using public assistance to buy the things they never had?  I could really get off on a rant, here but I will leave it alone.

I'll just say that I totally agree with the last part of your post (the bolded).  Anybody that goes with this deal will know exactly what they are getting into because they are going to have to sit down with an employee, have everything explained to them, and sign a contract that will live nothing to chance.  That's why there is no reason for the ad, as advertised, to paint an unclear picture.  There's just no way there can be any confusion once the deal is completed.