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I think the main reason that I give money to homeless people is for the karma. I believe in a what goes around comes around. I'm hoping that by giving, if I am ever in a time of need, someone will help me out.

I'm sure most are homeless because they choose to be, or have bad habits that have put them in that situation. But I try to believe that some are just down on their luck and need a little good will to kick start them into getting their life on track. I also know there are some scammers out there as well.

Speaking of scammers there is this lady who sits a few blocks from my office asking for money, and toward the end of the day she jumps in her boyfriends BMW for a ride home. I never give money to her.