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Oh and for what it's worth, a Negative interest tax rate... and outright "Money carry tax" was something Keynes was only against because making it work seemed impossible... since how could you tell how long someone kept there money.

Some leftest economists suggest barcodes on money, deducting money based on how long it's been since it was last swiped... which again is well stupid and unworkable in a real world setting.

Don't be surprised to see a "money carry" tax the minute we switch to a virtual cash system.

Such a tax though would BADLY hurt the lower middle class and poor.

Having an "Emergency" account for disasters would go from hard, to impossible and kinda dumb.

Forcing people to gamble and falling into bad times if a disaster hits.