By using this site, you agree to our Privacy Policy and our Terms of Use. Close
selnor on 02 May 2012
Edit Thread
superchunk said:
enrageorange said:

again your alternative doesn't make sense if you want to play the 360 now. If you call people who take this offer ignorant for not waiting than every single person who owns a current gen console is ignorant because all three consoles will get pricecuts in the future again and people stupidly "wasted more money" because they didn't want to wait. If you want to buy the console now this deal is good, because even assuming nothing else is including in the bundle you are basically getting a 5% yearly interest 2 year loan on such a small purchase. And I won't even consider that future money you give has less value due to inflation. 

Now it is far more likely this bundle will actually include other features and will actually save you money over buying a 360 and paying for all these features seperately. In that case its a ridiculously good deal if the buyer actually wants all those features and only a good deal if the buyer just wants xbox live and an xbox with kinect.

Ummm no buying a product knowing that at some point in the unknown future it will get a price cut or go on clearance, is not ignorant because you are not certain on the timing of the cut. (Like we are now for this years eventual cut)

Ignorance is willfully spending a lot of extra money for the same product. That is this bundle. There is no way this bundle will save anyone any money otherwise MS wouldn't be doing it. They are doing it to prolong the higher margin rate as well as dramatically increase their cash cow.. I mean Live subscription fees.

Buying crap like this and using credit cards on frivolous things is exactly why my country and many around the world are in the economic mess we're in now. People do idiotic purchases because they are impatient and willfully ignorant with their spending habits. I'm not immune to this same thing, but I won't make those mistakes again. Especially with a game console.

Again, smart buyers will recognize that a price cut is coming this year and its better to just start saving $20, $40, whatever they can out of each paycheck and just buy what they want when they have enough for it.

Credit should be reserved for emergencies, large purchases ($1,000s not $100s), and when its building your credit since you're carrying very low balance or paying off monthly.

Don't take this so personally, I'm not attacking you or anyone directly, just the overall logic and deal involved. I just think its stupid to waste money, unless you have so much coming in that it will never affect you. Until that happens, spending over $100 more on this bundle is not a good deal for anyone.

I agree 100% that credit sucks balls.

My point to you is Microsoft are doing it in a much much better way and APR rate than any company Ive seen do this before.

Hell Apple Store near my workplace had a similar deal on a Macbook. Altough it was over 3 years. You paid $300 up front then so muc eac month. Worked out about $500 more expensive for the same product.

M$ are being very reasonable compared to competitors.

However I would have to say Id confess, if I didnt have a 360 already te way my finances are, a deal like this might be the only way I could jump in with Kinect + 360 + Live Gold + possible other paid Live features. The only way. I literally cannot afford to buy a new console even at todays fairly low prices due to commitments. I had a baby girl 7 days agao. I have 2 now.