I think the real problem with the Individual Mandate is that it is setting a precedent that will be very hard to get rid of. You are being forced to buy something. This is not like car insurance where you are forced to have insurance to drive, driving is a priviledge, not a right. Living is a right, and noone should be forced to pay for health insurance, or if they can't afford it have the government foot the bill.
A HUGE problem here is that with modern medicine, you can treat almost anything given enough resources. There simply aren't enough resources on the planet to give everyone perfect health care. If there were, fine, free health care. My reading of the commerce clause is that the power to enact a law such as this should reside with the states, not the federal government. The states should be able to choose whether to opt in or out. This is why we have divided levels of government, because what works in one area, doesn't everywhere.
Another problem that I have with this law is that it adds to the list of entitlements that people expect from government. More people will just accept what they can get for free instead of spend extra money on private insurance. Entitlements in the country are already ridiculous, we shouldn't be adding to the problem.
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