The majority would have to go into a trust fund after taxes to keep it inaccessible until later.
I'd seriously consider becoming a VC for companies developing ideas and products that I had a personal interest in.
I'd even consider gambling away a chunk of money by setting up a production studio for games. Worst case scenario; I'd be able to keep a good team of people employed, ideally working on something they had a legitimate passion for at least one project cycle.
Or maybe just buy the majority of publicly traded shares of a company I wanted to be on the board of directors of to influence future projects.
Lifestyle wise, about the only thing that would change would be buying rather than renting. Mostly likely under 7 figures, which where I live is fairly modest. It's unlikely that I'd spend over $30k on a reliable new car.
No one in my family has any debt, but they'd be entitled to anything that wasn't tied up in any of the above.
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