happydolphin said:
Ladder or real investments? What are you investing in, maybe Ail could give you some advice! |
I'm in for the long run on most investments( 1 year minimum) so I don't really care about small seasonnal drops, I only view those as opportunity to buy cheap. ( every month I have a transfert from my bank to my broker so i have constantly new cash to invest).
Now I understand the situation would be totally different for someone managing a set amount of money with no positive cash flow every month.. Then you have to sell stuff if you want to buy something else...
But my situation allows me not to panic when the market drops, I have objectives in the 10 and 20 years time frame, nothing in the 6 months. The only time I do sell some is if I really see something bad coming ( like I did in August at the time of the debt debate and at that time I did sell some, but even at that time it was only like 25% of my positions, not more...)