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If what kowen says is true then tgats too bad.
But lemme give you an example of affordability daguman.
i live in boston. I could easily afford a car but i cant afford insurance. Its too bad because im a really good driver. The problem is that boston only has a couple insurance carriers so they jack ilup the price. In essence you have a shit sandeich within a great package deal. I pay to have amazing access in a rather strong economic area. If i chose to live more remotely i could have the car but id miss out on something much better like living in the xity. Of course, theres all these tradeoffs like great public transport, so you always have to nake sacrifices to get tlthe thing you really want.
If i had more money id get a car, but my number one thing is living in the city.