| lordmandeep said: Frankly, I am quite surprised people do not have to smarts to pay the credit card bill by the next month.
Lol a lot of people think there is no interest charged, like my friend lol! |
In my defense, I don't owe a penny to any credit card or loan company or anything. I payed off everything I owed (except my house and car) a couple of years ago and I live by the philosophy that if I can't buy it with money I've saved, I probably can't afford it. I only use my Visa debit card (which only uses money from my bank account) for those credit card only situations. Luckily, after some really smart moves and managing my money, I can actually pay every bill I have with a single paycheck (paide every two weeks) and have the rest of the month to do what I want (savings, video games, hookers, charity, hookers named Charity....).
