Jexy said:
Yeah, but to me, their downsides are for people who are irresponsible with money anyway, so it doesn't affect me. I've never had debt in my life, and always pay everything in full and on time. But most people don't. |
I agree, i just find it worth noting because, like you said, a lot of people aren't like that... and a lot of those people are likely the same people mad at the banks and considering a switch.