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Jexy said:
Kasz216 said:
 

Oh yeah, if your a responsible investor, credit unions are by far the way to go.

It's just worth noting credit unions do have their downsides,

Yeah, but to me, their downsides are for people who are irresponsible with money anyway, so it doesn't affect me.  I've never had debt in my life, and always pay everything in full and on time.  But most people don't.

I agree, i just find it worth noting because, like you said, a lot of people aren't like that... and a lot of those people are likely the same people mad at the banks and considering a switch.