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Grey Acumen said:
casual gamer isn't an insult, even if it's intended as such, as it implies you have a life outside of video games. Hardcore is really more of an insult

 Huh? That doesn't imply that one necessarily has a life outside video game if they are labled as a 'casual' gamer. All it implies is that they don't play games as often, and even then, it may mean different things to others. What that person does with that extra time certainly isn't implied. It may be the case that the said 'casual' gamer spends the majority of their time on forums

 

But to answer the initial question; no, I don't believe it to be an insult, nor do I believe 'hardcore' would be. I agree with d21lewis, it really depends on the receipient.