Car insurance companies want to get more control of us!

[adriane23]

Marks said:

adriane23 said:

Marks said:

yo_john117 said:

Marks said:

Wow man it's time to change insurance companies. I pay about 1200 a year on a 2001 Mitsubishi Mirage. And they've never raised my premium even though I was involved in an accident (not at fault though) and I got all the money I've ever payed into car insurance back and then some because of that accident (seriously get a lawyer if you get into a car accident)

 

Although I only have the most basic car insurance.

Wow I wish I only paid $1200/year. Mine's a 2008 Chevrolet Cobalt LT (not even the faster SS version) and mine's $3500. 

I'll get a discount once I'm 21 years old but it's damn high right now. 

Then you're definitely gettin raped by your insurance company. I have a 2008 Chevy Impala SS and I pay around $1,800.00 a year with Progressive.

Wow man that's crazy. In Canada or somewhere else?

Plus are you 21? For some reason it gets a lot cheaper when you hit 21. Its also cheaper if you're married and/or a home owner. 

The insurance broker I use has a tool on their website for calculating insurance rates and I found out that if I was 21 right now I'd be paying $2800/year compared to $3500/year (for being 19).

I also found out that if I was a girl (same age and driving record) it would be $2800/year. That's sexism if I've ever seen it. Imagine if they charged Asians more for insurance based on the stereotype that they're bad drivers? People would be outraged. 

I'm in Minnesota and I'm 24(for another 24 hours). I also have renter's insurance through them, which also helps. Yeah, I hate that they use gender in insurance rate calculations. Don't know why that's not illegal.