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Public, everyone should be treated equal. It saves a lot of paperwork too if nobody has to deal with insurance, premium packages, workers comp and what not.

I live in Canada and most of healthcare is free here. It's still far from perfect with doctors leaving to the states for better pay, long waiting times at the ER and family doctors. Medicine, although a lot cheaper here, is not covered. It can get pretty expensive for people having to live with diabetes or heart medication.

Dentist visits are not covered either, nor eye exams any longer. The latter should be free and obligatory when you renew your drivers license imo.

Maybe a system could be implemented that discourages unhealthy lifestyles. If you're not willing to make lifestyle changes and take care of yourself then you have to pay. Get in an accident while drunk, you get the bill.