Republican or Democrat?

[Baalzamon]

Rath said:

Baalzamon said:

dsage01 said:

Do you think everyone can get a job at Mcdonalds?

Is this HONESTLY all you can say to what I just wrote?  McDonalds is used as a simple example.  That example being if you are working full time, at $8 per hour, a couple will make $32,000 per year.  The point is that nobody who is working full time should be complaining that they can't make it in life.  It is based on their choices, such as buying a house, or wanting a cell phone, or buying a brand new, expensive car, that have made it tough to get by in life.  It isn't because of their income, it is because of their spending.

Unless they have kids. In which case...?

Well, first off, when I say $8 an hour, I'm talking where I live, where the cost of living is relatively cheap.

Second off, I'm going to assume they had these kids when they were making more money, and are only temporarily making less money.  The reason I assume that is, if you cannot afford to pay for children, then you shouldn't be having children.  I know this sounds extremely cruel, but that is my plain and simple thoughts.  I don't want to have to pay for the baby that you wanted so badly.  You should pay for it.  Now, this situation changes if a poor person was raped, or something along those lines.  If they have severe difficulties raising a baby that they didn't want, I am all for helping out.

Third, before you have a child, you should have not only an emergency fund that accumulates to about half your annual income set up (You should always have this, not just if a baby is coming), but you should also have a considerable chunk of change set aside to take care of the baby.  When it comes to money management, you should always be assuming the worst is going to happen.

If you have a family that was making $32,000 per year, and continues to have kids, and winds up a family of 4 or 5, and cannot afford to live, they REALLY should have thought about that before having children.

But if you are simply making $32,000 per year, and have to take care of 2 kids, and didn't have any funding set up, yes, it will be essentially impossible, even with the most simplistic of budgets, to be able to afford the necessary expenses.