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osamanobama on 01 August 2011
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thx1139 said:
osamanobama said:


currently we dont have a free market for insuance. example you cant buy accross state lines, limiting competition, more competition will always lower prices, giving the employer an option to go with the lower cost

All that would do (as is the case with Credit Cards and Incorporation companies) is cause a race to the bottom. Insurance companies would all open small offices in the state with the least regulation as most lax rules and call those locations their new corporate headquarters.  You would have the same companies as we have today and same rules and regulations about purchasing insurance. Again most people would get through employers, most employers wouldnt offer many choices and it would be risky to by outside of the group plans offered through employment.  Add to that more risk over would your coverage even be honored. There is a reason US is #37 in the world in Health Care and #2 in the world in out of pocket costs. We dont get what we pay for.

Here is an interesting article (leads to other interesting ones as well) about how the US Healthcare System limits our lives (not talking life and death, but our life choices).

http://www.grist.org/article/2011-07-25-medium-chillers-killers-and-universal-healthcare

One paragraph that says it all.

In short, America's stupid health-care system prevents people from shifting their work-life balance to less-work-and-more-life, but it also prevents people from doing the inverse! It locks people into a rigid system that serves almost no one (except insurance companies) very well.

yeah too bad that 37 number is complete bullocks... also cuba 39. hahahahah lolool.

how they calculate that is ridiculous. it comes from the ever so grand World Health Organization/United Nations, but if thats not bad enough for you.

they admit that their data has been "hampered by weakness of routine information systems and insufficient attention to research" they made up numbers when convienient. they just accepted and believed any information that the goverments told them, so whatever fidel castro said, they went with.

we get punished for ridiculous things like not having a progressive enough tax system. becuase that has so much to due with quality of health care. and we get punished too for not being socialist. according to them we a 54th on what they deam "fairness: which is the smallest feasable differences among individuals and groups. so if you have this rich peron who can afford a state of the art procedure to save his life, but a poor person cant, the UN will rank you higher if you let them both die.