mrstickball said:
America has a health care industry that is completely de-regulated. There is no FDA, no AMA, no 12 year medical degree required (in favor of a 4 year degree). In this industry, patients die and have a malpractice rate that is directly comprable to that of our current mainstream practice. The cost differences are so pronounced that insurance doesn't even exist in the field because costs are too low for insurance companies to make a profit. 80% of doctors work at private clinics. Due to competition in the field (as well as no AMA regulatory requirements), average salary among all workers is about 50% that of traditional doctors, as there is more competition for workers, and said doctors and nurses' salaries are directly in line with comprable salaries in Europe and Japan (a worker with a doctoral degree starts at $49,000 and averages around $79,000/yr versus $200,000/yr for national American doctoral averages). Because of the aforementioned differences - no regulatory structure, no forced requirements from a medical association, but are rather state-requirement driven, cost of care is about 60% less for the exact same types of surgeries as they are in typical hospitals in America. Visits to the doctor are $35 at most clinics vs. >$70 at any regular clinic or doctors office. Should a patient require extensive surgeries, any and all care without government assistance is rarely above $5,000 with most general surgeries even with anesthetics is below $1,000 including overstay at these hospitals - again, without government subsidies.
Do you want to guess what practice this is that offers the same quality of care as hospitals? For 40% or less of the price mind you - so low that insurance companies refuse to compete because the competition ensures they can't get into the field? Take a guess. That is the system I'd want for all of our hospitals, honestly. Because it works in this health care field, and I believe it demonstrates what government regulatory restructure and unions have done to the industry (as well as cost of care caps and pegs that are artificially created by the government). |
couldnt have said it better, but incase there were still need for insurance, we should be able to buy it across state lines, increasing competion, lowering costs







