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Soleron said:

I understand the ban, but can they really take games you've paid for away from you forever for mere TOS violations?


Easily, and it's not just MS that does it, almost all online games would ban you love before 34 forced name changes. It doesn't even require that you sign any ToS - If you go into a movie theatre and start using obscene language loudly enough, and for long enough, you will be forced to leave and will not be given a refund.