| Galaki said:
Think about it. The more info they have on you, the more likely they pass through the other end. Especially those stupid secret answers/questions like your first pet's name or some such. |
I'm not too worried about that. When I call my bank to for example reset the password to my internet access they check my phone number where I'm calling from, need my client card number and ask questions about other products I have with them, and finally some details of a recent statement they sent me. Then they sent a temporary password to my email account and give me a follow up call for evaluation.
They know all about social engineering too.
That's why I rather use credit cards for online payment. I would never put my account number or client card number online.
You have to keep paying attention though, the system is never fool proof. Somehow someone managed to use my overseas account to subscribe to digital sattelite tv. One phone call to my bank was enough to cancel it and get my money back. It was only 15 euros a month, more likely human error then intentional fraud. The real upsetting part was why do I pay more then 4 times as much here for digital tv!
About those secret questions, don't use them. I usually enter a random bunch of letters as answer since I don't trust leaving it blank either.
