| binary solo said: Yeah, especially with interwebs where you can check your credit card transactions daily it's a piece of piss to figure out if your credit card is being used by someone else. I'll be checking my credit card transactions daily and I'll know immediately anything goes awry. The pain in the arse is renewing all the direct payments I make off my credit card if I do need to get a new card and new number. The actual losers in credit card faud are the retailers who have people buy stuff off them with stolen credit card info and then the credit card company doesn't pay out. |
No offense but you really should go and read up more on identity theft as you are woefully uninformed of the potential consequences. Your credit card being charged is the least of your worries, that is at least easily reversible and usually at the expense of someone else (ie retailer or CC company or Sony). The real concern is them using your details to obtain further credit under your name, how do you propose to check someone hasn't taken out a loan or credit card in your name in a timely fashion? most of the truly serious issues around identity fraud you won't find out about until you do a credit check on yourself or while applying for a loan/CC next time or when you get a warning letter that your new loan repayment is long since overdue. reversing black marks against your credit rating is a nightmare as well.
