If money is really an issue, dont buy anything.
If you wanna watch BluRays you gonna need a HDTV. And if you are capable of buying a HDTV, you find the money to buy a more expensive player aswell (incl. HDD).
-> go for the Ps3, or a bluRay player (incl. HDD) which suits you/ your family more than a Ps3.
One question: Why do you need a HDD? Most HDTVs are nowadays capable to run mkvs, xvids, avis from external hdds.
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