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Exactly why I "borrowed" a back-up car from the dealership.  If my original car breaks, are they gonna replace it?  Hell no!  And I'm NOT getting insurance, either.  I heard many retailers let you buy a protection plan for new (maybe even used) games.  I don't get that plan, either.  I've only had two games break in three decades.  One of them, I burned the scratches out with a cigarette lighter.  The other, I bit in half because it sucked.