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You do realize that no1 can get on psn with custom firmware so your credit card numbers are safe, until atleast one confirmed report of someone getting a credit card number off psn I think it's pretty much a non-issue as for the spyware everyone does it, you don't want to know what spyware is on your PC as for the whole banning legit homebrew from psn, how is Sony suppossed to tell a homebrew game from a program designed to steal peoples credit cards? If someone wants to do whatever they want with something they bought they run the risk of losing all support from the manufacturer and thats the case here, it's no surprize