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Client side can never ever be 100% secured.

All they really need to do is make their server side unhackable and easily patchable should a hole be found. If server side get hacked and they can't fix it, it's really their problem for faulty design. I.E. Someone hacked into a back due to a loophole. IT IS the bank's responsibility to lock down that hole as fast as they could and not go focusing on suing the hacker. You do that shit after you plug up the hole.