I got my md a long time ago. I learned interesting things about the consequences of borrowing money and what those interest rates actually mean. Then again, you probably just turned 18 and have no clue of the value of money. I am sure getting a loan at a very young age will teach you this lesson later on the hard way.

PSN name: Gazz1979 (feel free to add me, but please put your Vgchartz name in the message!)
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