Applying for a credit card

[Tanstalas]

kingofwale said:

O-D-C said:

thanks guys! lots of help here

some quick info, I'm getting a VISA card, its the only kind offered by my bank, also my interest rate will be 19.4%

any bonus? like air miles or cashback?

as long as you don't carry a balance each month, CC is great to have.

Yeah cashback bonus is the way to go man.

You don't need to get the CC through who you bank with - I bank with CIBC but TD bank is my VISA issuer bank.

You should check out the bank's websites and look at the different types of cards and find something that works for you

 

Royal Bank has their webpage setup nice:

http://www.rbcroyalbank.com/cards/index.html Can choose what type of card, what features, etc and it tells you what cards would be suited for you.

 

Here is what you get for a "personal" card with a "low" or No annual fee and a reward card:

http://www.rbcroyalbank.com/cards/tools/select/index.html?usage=personal&type=type_nolow_fee&feature=feature_rewards

 

The Westjet one may pique your interest?  Save money next time you travel to the states for E3? :P  Anyhow, if you are a student you can get other cards, etc

VISA

http://www.tdcanadatrust.com/tdvisa/reward.jsp

and 

http://www.tdcanadatrust.com/tdvisa/more.jsp

 

CIBC

http://cibc.com/ca/visa/index.html