puffy on 26 September 2010
Here's my opinion on credit cards: Don't get one.
It's too easy to fall into debt and if you're going to pay the full balance every month like Mafoo said then why not get a debit card? I have a Debit Mastercard, exactly the same as a credit card, you can use it online and where ever Mastercard/Visa is accepted and you're using your own money, no need to worry about any bills or interest etc..
It's the smart way to go unless you want the flexibility to be able to make a large purchase without having to save for it and pay it off (obviously this is going to cost you more in the long run due to the high interest rates on credit cards). May I ask why you're interested in a credit card?
