I’m an adamant believer that money doesn’t make people happier; but lack of money or high debt can make people miserable.
Up until the point where people’s essential needs are met, the lack of money causes significant suffering. After a person’s essential needs are met the pursuit of material possessions to promote happiness and fulfillment tends to have very little success; and if it is paid for through expanding your debt, the loss of time and freedom due to that debt only reduces your happiness.







