Should have, would have, could have....
Looking back at all the time, effort and money you wasted doing a degree you had little or no interest in but naively believed it would turn your life around. You have incurred huge amounts of debt to study a socialist claptrap degree at college that has been a pointless waste of time, money and effort. A college education does not make you an intelligent, hard working person only an 'educated' person in debt to your eyeballs. Anyone could end up a college graduate living on the streets, homeless and starving. You should have done Technical college and learned a trade instead of a college degree.