The good old hard work ethic is not always going to reward itself later on in life. Employers/bosses under pay workers so they can maximise their profit margins and give themselves pay rises and bonuses every year regardless if the company makes a profit or loss for the year. Lower paid workers always get sacked when the company makes a loss. Self-interest: corruption and greed is what drives the employers/bosses to rip of their employees.
Economic downturns such as a worldwide recession will result in fewer job opportunities and less investment. During an economic downturn the employers/bosses employ fewer workers or freeze recruitment, reduce workers hours so the employers can get their annual pay rises. Employees are forced to work unpaid over time to break their own backs and only to increase the employers/bosses profits.
