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I've been quite fortunate on that front, as my parents expect me to have only $30,000 or so in college debt by the time i graduate, and all of it Stafford Loans.

 

But i have a neutral stance on investing. I'd be the kind that would want to micro-manage my portfolio, just because i'm obsessive-compulsive that way (an example would be torrenting. I'm always carefully managing my torrents to optimize the spread between files and keep my connections stable), plus i'd be fixated on the high-risk stuff. Emerging markets and BRIC investment and such.

 

The point to this pointless story is you have to do what feels comfortable primarily, just be aware of the consequences.



Monster Hunter: pissing me off since 2010.