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vlad -

Investing should come after your major unsecured bills have been paid for. I don't understand why you say 'money isn't for investing/saving'.....Yes it is. You should have a decent investment plan for retirement that is outside of the horribad pensions that the US government mandates you to have (which will either not exist when your older, or be nearly useless like my dad's is).

How old are your co-workers, vlad? I'd imagine that if they are younger than 50, they would want to keep re-investing until they reach retirement, and have a large retirement fund set back.

@Khuurta - I wasn't suggesting that 89% in 2 years was sustainable. They are looking to return about 20% per year from now on. That is still well above most other ways you can invest, outside of being a venture capitalist. The average rate of return on CDs and other such safe investments are usually in the range of 2-4% which is barely above inflation...

Find a good person to take care of your investments like I have, and you'll do well.



Back from the dead, I'm afraid.