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Kasz216 on 12 April 2010
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nordlead said:

only say yes to the credit card if you are actually going to use it. It's a toss up if having a CC you never used is any benefit on your credit score. As for do you need it? you have to decide that for yourself. Personally I'd never get a CC unless you are going to pay it off 100% every month, as a 20% loan (or more since you are a student) isn't fun to pay off.

@Kasz

you're serious that the health bill dictates bank behavior? that is so stupid. The government really needs to put an end to all these riders on the bills that affect other areas not related to the main point of the bill. So stupid.

Yeah.

It prevents banks from giving out student loans and expands the student loans the government gives.  I get the second part... but don't understand the first... since all it does is prevent some people from getting student loans.

I think it's going to increase direct grants from the government but reduce things overall... or something, I dunno.  Loans are weird.  Either way that's a large part of the savings that pays for healthcare.