voty2000 on 12 April 2010
I would say no to the credit card. You're already going to pay interest on the loan and using a credit card will only add more interest. If you get a credit card you'll more likely spend money on stuff you don't really need, like a new game. Without the credit card, you won't be tempted to buy something you don't need, because you can't. If your financially responsible though, which I have no clue, a credit card can be good in a crisis. My 2 cents, which is not on a credit card.
