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So I'm falling on some difficult financial times, I'm a college student, my loans are up and I only will start working again in June, on top of that I'm moving in mid June to a new place which is more expensive and needs furnashing.

So ya times are tuff

So I decided to apply for a loan at my bank just to help me get past these times until I get back on my feet, no worries I CAN afford the monthly payments, I'm just wondering if I should also get a credit card (it's included in my loan plan)

any help or input would be appreciated.

Thanks!