Easiest way to fix it is to sever the ties between your job and your insurance. You don't get your car insurance, renters insurance, fire insurance, life insurance, etc...from your employer so why do we get our health insurance that way? Because a while back Congress messed with the tax code to allow employers to pay for a portion of an employee's health insurance tax free. By severing the 2, the employer could simply give you their share tax free and you could use that money to set up a medical savings account or buy your own health insurance policy.
Further more, open up the insurance industry to all states. Right now each health insurance provider is stuck to writing policies based on state. You can't live in Florida and buy an insurance policy from California where it would be much cheaper. The current system stifles competition but if it were open across state lines (like all other insurance is), then costs would drop due to competitive market forces.
In other words, get out of the damn way. Let the free market do its thing and we WILL have much cheaper health care costs and better service too. Every facet of medical care or the medical industry that the government is not involved in has seen prices go down and quality of service increase.
This health care bill does the exact opposite by taking every single failed anti-market approach from other US government programs and applies it to health care. When you look at the businesses and programs our government is in and how much they have failed (if they were private sector, they'd have gone bankrupt long ago) and why they've failed, you'd be quite nervous of their deepening involvement in health care.
The rEVOLution is not being televised
