If I only had a PS3 about $3-4 a month, as I do for XBL. I would not pay for both XBL and PSN though.
For myself I buy a $30 a year card for XBL and dont really feel the pain.
Getting an XBOX One for me is like being in a bad relationship but staying together because we have kids. XBone we have 20000+ achievement points, 2+ years of XBL Gold and 20000+ MS points. I think its best we stay together if only for the MS points.
Nintendo Treehouse is what happens when a publisher is confident and proud of its games and doesn't need to show CGI lies for five minutes.
-Jim Sterling