SciFiBoy on 30 September 2009
welfare cash "mis-use": make welfare a voucher based benefit rather than money, i.e you get vouchers for food and clothing rather than cash, obviously you have to go into much more detail than just that, but I think you get my point
credit cards: simple again, just make them only available to people who can afford them (checks, if you cant pay back any debt you may run up on them, the bank shouldnt give you that card)
