Quick poll - How many games?

[Kwaad]

Entroper said:
You can build credit without ever using a credit card. I make all of my purchases using a check card, which is directly tied to my checking account. It works the same as a credit card, but it takes money out of my account the day I make a purchase, and there's never any interest or fees or whatever. Lots of things affect your credit; pretty much anything that you owe money for can help or hurt your credit. I pay my rent on time, I pay my cable and electric bills on time, and I'm current on my student loans. That was enough to get me a good loan for my first car. I pay the car payment on time. I have outstanding credit and no credit cards. I could get a credit card and use it to buy all the games I want, but I have zero income until I graduate this summer. With zero income, I don't have the means to pay off the card. Never a good idea to take on debt without sufficient income.

 *my* check card does not give me credit.

My rent does not give me credit.

My power bill does not give me credit.

My water bill does not give me credit. 

My insurance payments... dont give me credit.

My grandfather was a doctor, and I get enough money to pay any debts I aquire every year. That and I'm selling something for 4,000$ here next month, and I could use that to pay it off, but I want to keep making my paymets to get me more credit.