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Okay, to those of you who are listening to people to avoid the credit card, just forget what they said. I have a wamu card (just got it when wamu wasn't chase to get free credit rating), chase visa, discover, and barnes and noble. When I looked at the free credit rating from wamu, I have 745 rating. Their system boosted my rating because I pay in full each month. The only time my credit went down is when I closed my bank account at bank of america to switch to wamu.

Here is how to use the Sony style credit card:
Buy a ps3 using it at the sony website. The card is zero interest for 12 months.
Don't pay off the debt until the $300 is cut to $200.
Then pay it in full.
Put away the credit card.