theprof00 on 04 September 2009
Why is there so much hate towards CCs?
I would kill for a credit card. If you are going to buy something with cash, or your debit card, you simply put it on your CC and then pay it off when you get home, thereby accruing bonuses and miles.
Just because people get into debt because they don't want to pay for what they buy doesn't mean that CCs are bad. It means that people are stupid.
I personally have bad credit because my parents never cosigned for me to have a CC.
You guys act like having a CC hurts you but it doesn't. It only temporarily lowers it by a very small amount.
