"Get a new PlayStation 3 Slim for $199.99"

[Khuutra]

Vetteman94 said:

Khuutra said:

Vetteman94 said:

Exactly, but there arent alot of those people that are responsible.   Plus you still take a hit on the credit rating which in todays world is proving to be really important.  

I thought that using a credit card and paying it off promptly improved your credit score.

It can, but applying for a credit card is what gives you the initial hit.  Then it can take up to 6 months to get it back to where it was before you applied.  Anytime someone checks your credit rating you take a hit in your credit rating, it sucks but thats the way it goes.

....Eh, I might do it anyway. I don't even have a credit card and I need to build up my credit somehow.